Move to Portugal with Passive Income

Retirees & Pensioners

With stable pension income from €3,040/mo. Ideal for those seeking a warm climate, affordable healthcare, and high quality of life in the EU.

• Official pension certificate (translated & apostilled)
• Last 6 months pension bank statements
• Proof of Portuguese accommodation (rental contract or deed)
• Valid health insurance covering Portugal
• Criminal record certificate (apostilled)
• NIF (Portuguese Tax Number) — we help you obtain it
• Passport valid for 6+ months
• 2 biometric passport photos

Remote Workers

Employed by non-Portuguese companies with remote contracts. Perfect for IT professionals, consultants, and corporate employees working from anywhere.

• Employment contract with foreign employer
• Employer letter confirming remote work is permitted
• Last 6 months payslips (showing min. €3,040/mo)
• Last 6 months bank statements
• Proof of Portuguese accommodation
• Valid health insurance covering Portugal
• Criminal record certificate (apostilled)
• NIF (Portuguese Tax Number)
• Passport valid for 6+ months

Freelancers & Self-Employed

Designers, developers, writers, marketers with international clients. Minimum €3,040/mo in documented income from foreign sources.

• Client contracts or invoices (last 12 months)
• Last 6 months bank statements (showing min. €3,040/mo)
• Portfolio or proof of professional activity
• Proof of Portuguese accommodation
• Valid health insurance covering Portugal
• Criminal record certificate (apostilled)
• NIF (Portuguese Tax Number)
• Passport valid for 6+ months

Passive Income Earners

Living on dividends, rental income, royalties, or investment returns. Proof of recurring passive income required.

• Investment portfolio statements (last 12 months)
• Dividend or rental income certificates
• Last 6 months bank statements (showing regular income)
• Property ownership documents (if rental income)
• Proof of Portuguese accommodation
• Valid health insurance covering Portugal
• Criminal record certificate (apostilled)
• NIF (Portuguese Tax Number)
• Passport valid for 6+ months

Business Owners

Entrepreneurs with location-independent businesses generating stable income. Can manage your company remotely from Portugal.

• Company registration / trade license
• Proof of ownership (shareholder certificate or memorandum)
• Last 6 months company financials
• Last 6 months personal bank statements
• Proof of Portuguese accommodation
• Valid health insurance covering Portugal
• Criminal record certificate (apostilled)
• NIF (Portuguese Tax Number)
• Passport valid for 6+ months

Families Seeking EU Life

Parents wanting European education for children, safe environment, and access to 27 EU countries. Spouse and children included in application.

• Main applicant's D7 visa approval or application receipt
• Marriage certificate (translated & apostilled)
• Children's birth certificates (translated & apostilled)
• Proof of sufficient income (€3,040 + 50% spouse + 30% per child)
• Last 6 months bank statements (main applicant)
• Health insurance covering all family members in Portugal
• Proof of Portuguese accommodation (suitable for family size)
• Criminal record certificates for all adults (apostilled)
• NIF for each family member
• Passports valid for 6+ months (all family members)
• School enrollment proof or homeschool plan (school-age children)
• Biometric passport photos (all family members)

Insufficient Passive Income Proof (35% of rejections)

Risk: Applicants fail to demonstrate the minimum monthly passive income (currently ~€760/month for the main applicant). Bank statements are inconsistent, or income sources aren't classified as "passive."

Prevention: We audit your income sources before submission. Our financial advisors structure your documentation to clearly classify income as passive — pensions, dividends, rental income, or remote work contracts — in the exact format Portuguese authorities require.

Incomplete or Incorrect Documentation (28% of rejections)

Risk: Missing apostilles, expired documents, incorrect translations, or forms filled with errors. A single missing page can delay or reject the entire application.

Prevention: Every document passes through our 47-point verification checklist. We track expiry dates, arrange certified translations, and coordinate apostilles — submitting only when the package is 100% complete.

Health Insurance Doesn't Meet Requirements (18% of rejections)

Risk: Generic travel insurance or policies with coverage gaps. Portugal requires comprehensive health coverage valid in the EU, covering the full duration of the permit.

Prevention: We partner with approved insurers who provide SEF/AIMA-compliant policies. Your coverage is verified against the exact requirements before submission — no gaps, no surprises.

Accommodation Proof Issues (12% of rejections)

Risk: Rental agreements that don't meet legal standards, missing landlord registration numbers, or temporary booking confirmations instead of long-term proof.

Prevention: We guide you on acceptable accommodation proof formats and can connect you with our network of verified landlords who provide immigration-compliant rental agreements.

Criminal Record Certificate Issues (5% of rejections)

Risk: Certificates obtained from the wrong jurisdiction, expired documents (must be less than 3 months old), or missing apostilles on foreign criminal records.

Prevention: We provide precise instructions on which jurisdictions you need certificates from, track validity dates, and coordinate apostille timing so nothing expires before your submission date.

Poor Application Timing & Follow-up (2% of rejections)

Risk: Submitting during peak periods, missing appointment windows, or failing to respond to authority requests within tight deadlines.

Prevention: We monitor processing windows, book optimal appointment slots, and maintain a direct communication channel with authorities. Every request is answered within 24 hours on your behalf.